
Housing is Out of Reach for Too Many.
Credit Unions Are Stepping In.
Duome is a shared equity solution built by credit unions to help working families achieve homeownership—and reclaim their financial futures.
Leading with purpose, alongside others who share our values. Together, we can re-open the door
to homeownership for some of the people
who need it most.
Credit Unions Were Built for Moments Like This
Credit unions have always stood apart from traditional financial institutions. Rooted in community and built on cooperation, we exist to serve those who are often overlooked.
Duome is a modern, scalable expression of the credit union mission. It gives us the tools to address one of the most urgent challenges facing our members—without sacrificing financial discipline or sustainability.
You already know the needs of your community. Duome simply helps you meet one of the most challenging ones in an innovative and impactful way.
This Isn’t a One-Off Program. It’s Our Opportunity to Lead.
Duome is a cooperative platform—designed by and for credit unions—to address systemic housing barriers in our communities.
Credit unions across the country are aligning behind a shared equity model that balances mission and margin. Together, we’re creating scale, consistency, and long-term value—for members, institutions, and communities.
This is how we compete. This is how we lead. And this is how we make the credit union difference felt in one of the most critical areas of people’s lives.
Shared Equity.
Shared Responsibility. Shared Reward.
Duome partners with credit unions to co-invest in homes with qualified buyers. Here’s how it works:
The member takes out a mortgage from your credit union.
Duome provides equity support—up to 45% of the home’s purchase price.
The member owns the home and is responsible for the mortgage, taxes, upkeep, and insurance.
Duome generates a return as the value of the equity in the home grows.
This structure reduces financial strain for buyers, builds generational wealth, and keeps credit unions at the center of the homeownership journey.