A New Path to Homeownership.
Built with Credit Unions.
We Believe in the Promise of Home Ownership
Duome helps make homeownership attainable by co-investing alongside qualified buyers and working with credit unions to reduce the upfront and monthly barriers that keep too many families out of the market.
The Housing Market Has Left Millions Behind
The cost of homeownership has soared beyond the reach of millions of working families across the country. Even with stable incomes, supply and demand, interest rates and other rising monthly costs make it nearly impossible for many to buy a home.
This isn’t just a housing problem—it’s a financial barrier that limits opportunity and locks entire generations out of wealth-building. For your members, their children, and your community, the dream of homeownership is quickly slipping away.
More and more of your members are feeling this every day—and they’re looking for someone who understands and can help.
Bringing Homeownership Back within Reach
Sarah is a nurse. She works full time at the local hospital, picks up extra shifts when she can, and dreams of owning a home near her daughter’s school and her job. But every time she gets close, the market moves a little further out of her reach.
She doesn’t lack discipline. Or income. Or responsibility. She just needs a better solution.
With a mortgage from her local credit union and Duome’s co-ownership model, she’s on her way to the stability her family needs and the promise of the American Dream.
Credit unions are leaning in to real solutions to the housing crisis one family, one neighborhood, one community at a time.
Duome partners with credit unions and impact investors to co-invest in homes alongside qualified buyers. After a homeowner secures a mortgage for a portion of the home’s value, Duome’s impact-aligned capital covers the remainder, between 25% and 45%. These investments come from an impact fund from community foundations, CRAs, or other mission-driven funds aiming to expand housing affordability.
As the home appreciates, both the homeowner and Duome share in that growth. This model allows impact investors to fuel tangible community change by helping more families access homeownership, all while collaborating with trusted, community-centric financial partners.
